Uninsured and Under

If you have been injured in a car accident with an uninsured or under-insured motorist, you may be entitled to a cash settlement for your pain and suffering, past and future medical expenses, lost past and future earnings and other damage items. However, if you are not represented by an attorney, the insurance company will not offer you the fair market value of your claim. You need strong legal representation on your side to make it a fair fight.

We are aggressive personal injury lawyers who represent injured victims for a contingent fee, which means that we only charge a fee if we win you a judgment, an arbitration award or a cash settlement. Call the Sewell Law Offices at 1-888-432-0730 today for a free consultation.

Under Texas compulsory financial responsibility law, every driver or car owner must be financially responsible for any damage they cause. The statutory minimum limits of liability insurance in California are:

  • $15,000 Property Damage for any one accident
  • $25,000 for death or injury of any one person, any one accident
  • $50,000 for all persons in any one accident

Despite these requirements, the Insurance Research Council recently reported that approximately 22% of Texas drivers are uninsured. Nationwide, 14% of drivers are uninsured. That's why it makes a lot of sense to carry uninsured and under-insured motorist insurance.

Uninsured motorist coverage protects you if you are involved in an accident with an uninsured motorist. Under-insured motorist coverage pays you for damage that exceeds the amount of liability coverage carried by the other driver, if that driver carries insufficient insurance. The law does not require uninsured or under-insured motorist coverage. However, if your policy includes this coverage, you can receive compensation for bodily injuries and property damage.

Attorney Efrem Sewell has successfully handled thousands of uninsured/underinsured motorist cases in the past 20 years. Now he uses that knowledge and experience to represent personal injury victims against the big insurance companies. At the Sewell Law Offices, our personal injury lawyers know how to maximize financial recoveries for auto accident victims, and we will fight to protect your rights.

It is critical to obtain representation from an experienced and well qualified personal injury attorney as soon as possible following a car accident. Your time is limited when it comes to making a claim, so it is vital to get a lawyer as soon as possible. At the Sewell Law Offices, you can have the best legal representation on the market for no money down. We work on a contingent fee, and we offer a free consultation. We will fight hard to get you the justice you deserve. Call the Sewell Law Offices at 1-888-432-0730 to schedule a free consultation today.